Driver Safety Tips You Can’t Ignore

Category: Personal Insurance

Getting a speeding ticket or causing a car accident is the surest way to see your car insurance rates go up. And worse, driving too fast or failing to follow safe driving procedures can seriously endanger yourself, your passengers, pedestrians and other drivers on the road.

Always follow these safe driving rules. Your life depends on it.

  • Be extra cautious at intersections—there is a lot going on and you need to be aware of all of it.
  • Steer clear of erratic drivers.
  • Minimize distractions such as eating, drinking, reading a map, putting on makeup or reprimanding children.
  • Be alert of parked cars. Someone could open a door or pull out in front of you.
  • Do not drive when you are drowsy or sleep-deprived.
  • Do not stay in another driver’s blind spot.
  • Know your brakes. Are they anti-lock brakes? Are they touchy or less responsive? Adjust your brake time accordingly.
  • In inclement weather, reduce your speed and leave more room between your car and the car in front of you.
  • Never drive through high water; even small amounts can disable your car and leave you stuck.
  • Never drive under the influence of alcohol or drugs.
  • Use approved child restraints.
  • Be patient and always obey the speed limit and other traffic laws.
  • Don’t tailgate other drivers.
  • Watch out for road debris.
  • Don’t cut in front of trucks, buses or other large vehicles—they take longer to stop than smaller vehicles do.
  • Remember that if you can’t see a truck driver in his truck’s side mirror, he can’t see you.
  • Always drive with your headlights on.
  • Always use your turn signals to alert other drivers to your plans.
  • Obey all signs and signals.
  • Stop completely at stop signs.
  • Always keep your eyes moving.
  • Practice defensive driving at all times; expect other drivers to make mistakes.
  • If you stall on the road do not leave your car; instead put on your hazards and wait for authorities.
  • Pull over to the right shoulder of the road and stop to allow emergency vehicles to pass.

Don’t forget the basics! Before getting on the road, buckle your seatbelt and adjust mirrors and seats as needed. Limit loose objects in your car, and always lock your doors.

In case you are in an accident—whether or not you are at fault—it is vital to have proper insurance.

Are you careful to follow basic safe driving rules? Do you ever text and drive, and are you aware of the dangers? Do you have any other tips to offer?

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