Louisiana Private Health Insurance and Life Insurance Quotes

Your health and the well-being of your family are most likely among your top concerns. At McInnis Insurance Agency, we are tuned into the needs of our clients. We are here to help you obtain the coverage you need to support your family’s health and long term financial security.

Our coverage options for individuals and families include every aspect of personal insurance, including private health insurance plans, term life insurance, whole life insurance and other strategies to help you prepare for all phases of life. You can get started by getting health and life insurance quotes using our free quote form.

How to Choose Private Health Insurance

The range of health insurance plans and options available today can be somewhat daunting, from HMOs to HSAs to short term health insurance programs for those times when you have gaps in coverage due to a layoff or other life change. And meanwhile, with the Affordable Health Care Act taking effect, many other changes are occurring.

At McInnis Insurance, you will have a dedicated agent who can help you sort through the many options. We maintain ongoing private health insurance education to ensure that we can provide the most up-to-date information so that you and your family can choose the right health care solution.

Because every client’s situation is unique, we focus on getting to know you and learning about your family so that we can provide the best possible advice. One family may be just starting out, and may need prenatal, hospital and well-baby care. Another family may be seeking a Medicare supplement, such as long-term care insurance, to ensure that the needed care will be there for any ongoing health conditions.

Once we know your circumstances, there are many other factors to consider. These include anticipated conditions and needed services, family history of certain medical conditions, and whether you have preferred health practitioners. We will also evaluate whether you prefer high-deductible coverage to save money in the short term, or a lower deductible in order to ensure that you will never face a large medical bill.

By learning about your needs and concerns, we can provide the best possible counsel on health coverage that meets those needs. Contact our Louisiana-based agency today to reach an agent who specializes in health insurance plans.

How to Choose a Life Insurance Plan

Life insurance is a very personal matter. At McInnis Insurance Agency we can help you obtain all the information you need to make the best possible selection.

The scenarios in which people choose to buy life insurance vary. One of the best reasons to buy life insurance is to protect your family from financial difficulty. For example, there may be a young family that depends upon one financial provider for their primary income. If that provider should pass away unexpectedly, the right life insurance policy would help to cover the last expenses in addition to providing an ongoing benefit.

There are many options in life insurance policies, but they can primarily be divided into two basic types: term life and whole life. As you would expect from their names, term life is in effect for a specified term, such as 20 or 30 years, while whole life insurance is designed as a long-term solution that can remain in effect for your entire lifetime.

Reach Out to One of Our Agents

We know you have many questions about your health and life coverage, and we can help. Our team is well-versed in every aspect of personal insurance that can secure your family’s well-being. If you own or run a business, we can also help you with your business insurance needs.

Contact us today to get your questions answered.