Replacement Cost Insurance: Protecting Your Commercial Assets

When building your Commercial Insurance policy, one of the most important distinctions you can make is between the Actual Cash Value and the Replacement Cost Value of your property. The terms reflect two ways to determine your property's worth, and the differences between them could represent

Countdown to 2014: Preparing Employers for Healthcare Reform

On January 1, 2014, the Patient Protection and Affordable Care Act goes into effect across the United States. This landmark bill was signed into law in 2010 and requires health insurance for all Americans. Also known as the Healthcare Reform Act, it mandates fundamental changes to employer-sponsored

How Will the Health Care Reform Act of 2014 Impact Your Medical Care?

In March of 2010, President Obama signed the Affordable Care Act into law. Designed to be rolled over a four year period, the Health Care Reform Act will dramatically impact the way we shop for and purchase medical insurance. Understanding the pending changes to the law and how they will impact your

Improve Your Health and Get the Most Out Of Life

A healthy lifestyle can be rewarding in many ways; improved enjoyment of life, increased energy and reduced expenses can all result from simple changes to your diet, exercise regimen or habits. Healthy living can also result in reduced costs for medical care, life insurance and even health

Do You Practice Motorcycle Safety?

Few experiences can offer the same sense of freedom and enjoyment as cruising Louisiana roads on your motorcycle. Unfortunately, the joy you get from riding is not without risk – motorcycle accidents are far too common, and often result in serious injuries and death. While no amount of effort