Every Boater Needs the Life Vest of Insurance

Category: Personal Insurance

According to the U.S. Coast Guard, thousands of boating accidents take place on lakes and rivers across the country each year. In 2013 alone, 560 people were killed, more than 2,600 were seriously injured and approximately $40 million in property damage occurred due to boating accidents. Unfortunately the costs of injuries and property damages are often exacerbated when anglers and pleasure boaters fail to carry insurance on their vessels.

Although boating fatality rates are on the decline, as the value of boats and docks increases and the costs of medical care skyrockets, the price of boating accidents has increased steadily each year. Boating popularity is increasing and as more vessels crowd the limited waterways, more accidents are sure to happen.

Only a comprehensive boat insurance policy can ensure you and your boat remains afloat following a collision. This valuable form of protection can also help you pay for costs associated with a lawsuit if you are sued as a result of injuring someone or damaging a dock or boat. You may be a superb boater who follows all regulations and maintains your safety equipment. Unfortunately, not all boaters are as conscientious.

Whether you own a pontoon, speed boat, fishing boat or yacht, boat insurance is just as important on your vessel as life jackets. It can mean the difference between swift repairs to your damaged boat, or indefinite docking. It can also protect your personal finances from being raided to pay for the injuries or damages sustained by third parties.

Most boaters enjoy the pastime as a way to relax and unwind from the stresses of life. The last thing you want to worry about while on the rivers and lakes is whether or not you can afford an accident.

Boat insurance is extremely affordable for the level of protection it offers. When you contact our agency you can be sure you’ll find a policy that meets all of your boating needs. We are adept at finding numerous quotes for boat insurance policies from a variety of companies, ensuring you receive the best coverage at the most affordable rates. Contact us and start boating with peace of mind, knowing you are protected.

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