Blog Posts For Personal Insurance

The Kitchen Can Be a Dangerous Place On Thanksgiving Day

“Over the river and through the woods, to the hospital we go…” We’d all like to avoid leaving grandma’s house to head to the emergency room, or worse, seeing grandma’s house destroyed by fire. According to the National Fire Protection Association (NFPA), there are more home fires involving cooking

Fall Maintenance Tips for Your Home and Car

You can never completely prevent weather and seasonal elements from causing damage to your home or vehicle. But routine maintenance in every season will go a long way toward helping you avoid big, costly problems—and having to file a homeowners or auto insurance claim. As colder weather approaches,

Driver Safety Tips You Can’t Ignore

Getting a speeding ticket or causing a car accident is the surest way to see your car insurance rates go up. And worse, driving too fast or failing to follow safe driving procedures can seriously endanger yourself, your passengers, pedestrians and other drivers on the road.Always follow these safe

Keep Your Teens Safe and Your Car Insurance Rates Down

According to the Insurance Information Institute, having a teen driver in your household can cause your automobile insurance rates to jump significantly—from 50% to even 100%. Auto accidents are the leading cause of death among Americans aged 15 – 19, according to the Centers for Disease

The Right Insurance for College Students Offers Peace of Mind

Sending your child to college—out of state or closer to home—is exciting and scary. One of the easiest things you can do for peace of mind is to make sure that you and your college student are properly insured.The three types of insurance college students should be concerned with are

Enhance Safety and Security through Fire Preparedness and Prevention

Fire is a constant danger for homeowners and business owners alike, making it important to take steps to prevent a fire, or prepare a plan for the event of a fire. While the danger of fire may always be present, there are steps you can take to limit the danger of a fire, or the impact a fire has

Replacement Cost Insurance: Protecting Your Commercial Assets

When building your Commercial Insurance policy, one of the most important distinctions you can make is between the Actual Cash Value and the Replacement Cost Value of your property. The terms reflect two ways to determine your property's worth, and the differences between them could represent

Countdown to 2014: Preparing Employers for Healthcare Reform

On January 1, 2014, the Patient Protection and Affordable Care Act goes into effect across the United States. This landmark bill was signed into law in 2010 and requires health insurance for all Americans. Also known as the Healthcare Reform Act, it mandates fundamental changes to employer-sponsored

How Will the Health Care Reform Act of 2014 Impact Your Medical Care?

In March of 2010, President Obama signed the Affordable Care Act into law. Designed to be rolled over a four year period, the Health Care Reform Act will dramatically impact the way we shop for and purchase medical insurance. Understanding the pending changes to the law and how they will impact your

Improve Your Health and Get the Most Out Of Life

A healthy lifestyle can be rewarding in many ways; improved enjoyment of life, increased energy and reduced expenses can all result from simple changes to your diet, exercise regimen or habits. Healthy living can also result in reduced costs for medical care, life insurance and even health