Blog Posts For 2014

Three Policies You Might Need if You Operate a Home-Based Business

Do you run a business out of your home? Do you think your homeowners insurance will cover you if a deliveryman slips and falls on your front porch? What if you have a fire and your office equipment and records are destroyed? The typical homeowners insurance policy provides little, if any,

Are You Sure You’re Covered? BIG Life Insurance Mistakes to Avoid

Few things in life are as distasteful as the topic of life insurance, but perhaps that underscores the importance of it. Life insurance plays a vital role in protecting your family should the worst happen. In order to ensure their financial security, you must do your homework and avoid these common

What is Covered if Your House Floods?

There are several ways your home can sustain water damage, including pipe bursts, washing machine and other appliance leaks, roof leaks, sewer backup, and weather related floods. Do you know which of these scenarios would be covered by homeowners insurance or by a separate flood insurance

Safe Driving Tips for Teens

For many parents, a new teen driver is both a blessing and a curse. Having more help running errands and driving to activities takes a great deal of pressure off of you, but the dangers of teen driving can simultaneously threaten to cause you more stress than you ever imagined. We can’t sugarcoat

Disability Insurance for the Small Business Owner

Small business owners have a unique need for disability income insurance. Imagine what could happen if you got sick, or if you were seriously injured and could not work—or run your business—for a long time. Could your business survive? Could your family? Disability income insurance provides

Why Are Surety Bonds For Notaries So Important?

In our society notaries perform a very important function. They are officially regulated to act as observers of record and are seen as a critical component when it comes to many important decisions and agreements. Many individuals come across the need to use a notary at some stage during their life

What Does Louisiana Require In Terms Of Workers Compensation Insurance?

Workers compensation insurance can be rather difficult to understand, especially as it varies – sometimes significantly – from state to state. So, what is required in Louisiana when it comes to workers comp? In this state, employers are indeed required to have worker's compensation insurance, or

Yes, Your Credit Score Does Affect Your Auto Insurance Rates

Your auto insurance rates are determined by a variety of factors including your age, gender, driving record and past insurance claims. In addition, the majority of auto insurance companies and an increasing number of homeowners insurance companies use credit information to decide whether or not to

Why Most Small Business Owners Have Never Thought About Cyber Liability Insurance

Isn't it amazing how most of us rely on the Internet, in one form or another, to function on a daily basis? It's as if there's something missing in our lives when we cannot conduct research online, check e-mails or engage with our social media network. If you have any type of small business it is

It’s Flu Season! Follow These Tips to Stay Healthy

Flu season is here again, and getting the flu can make you feel miserable and miss out on work and recreation time. And it can even lead to serious complications. The Centers for Disease Control and Prevention (CDC) offers all kinds of information about the flu and tips for preventing it, including