Blog Posts For 2014

Tips for Keeping Your Home and Family Safe from Fire

According to Ready.gov, more than 2,500 people die and 12,600 are injured in home fires each year in the United States. An estimated $7.3 billion in property losses each year are due to home fires. Many of these dollars come out of homeowners’ pockets, and insurance companies pick up a large share

Every Boater Needs the Life Vest of Insurance

According to the U.S. Coast Guard, thousands of boating accidents take place on lakes and rivers across the country each year. In 2013 alone, 560 people were killed, more than 2,600 were seriously injured and approximately $40 million in property damage occurred due to boating accidents.

Giving a Valuable Gift? Don’t Forget the Insurance!

Birthdays, anniversaries, or “just because”—all great reasons to give a fabulous gift to that special someone in your life. After the initial excitement wears off, don’t forget that if you give (or receive) a valuable gift, you will likely need some special insurance coverage to protect it from

Does Home Insurance Cover Fireworks Accidents?

With summer upon us and Independence Day celebrations being planned, it is important to remember fireworks safety. Many households observe the Fourth of July, New Year’s and other milestone occasions with fireworks. They’re fun, entertaining and part of many families’ traditions. They can also turn

What You Need to Know About Louisiana Hurricane Insurance

The National Oceanic and Atmospheric Administration (NOAA) recently predicted a near-normal or below-normal 2014 Atlantic hurricane season. NOAA predicts 8 to 13 named storms, with three to six becoming hurricanes, and one or two becoming major hurricanes. While the projections are for a normal

Kick Back and Enjoy Summer Parties Safely

While we all want to kick back this summer and enjoy the weather, we do have to be careful every time we entertain in our backyards or even when we just cook on the grill for our families. Having a party at your home opens you up to a host of liabilities and potential problems. Besides causing

Ride Hard, Stay Safe on Your Motorcycle

Although May is the official Motorcycle Safety month, awareness and precautions should be implemented all year long. Groups and individuals have put forth tremendous effort to stem the increasing number of riders killed or severely injured while riding motorcycles, yet there is still work to be

Don’t Make the Error of Omitting E&O Insurance

In today’s litigious society, professionals of all stripes must diligently protect their business, their reputation and their personal finances from being drug through costly and time consuming court proceedings. According to the Association of Trial Lawyers of America, at least 1 in 7 professionals

It’s Not Weird: It’s Insurance for Our Unusual Needs

You may not have Rolling Stone’s front man Keith Richard’s “magic” middle finger (insured for $1.5 million). You probably don’t have Tom Jones’ one-of-a-kind chest hair (insured for several million dollars). And you may not be looking for alien abduction insurance, but around the nation nearly $10

RV and Boat Insurance Basics

Before you head out in the RV or the boat, you need to be sure you have the right insurance coverage for your recreational toy. Here are some basic types of insurance you should consider for each. RV Insurance RV insurance blends home and auto insurance coverage into one policy that protects