Blog Posts For 2013

Tornado Shelters Provide a Different Kind of Home Insurance: Your Safety

#A deadly tornado outbreak killed more than 320 people in the Southeast in April 2013, with another particularly deadly storm in May 2013 killing 24 in Moore, Oklahoma. Many wondered why so many homes in tornado alley lacked basements or sufficient storm shelters.Unfortunately, the rocky soil and

The Right Insurance for College Students Offers Peace of Mind

Sending your child to college—out of state or closer to home—is exciting and scary. One of the easiest things you can do for peace of mind is to make sure that you and your college student are properly insured.The three types of insurance college students should be concerned with are

Enhance Safety and Security through Fire Preparedness and Prevention

Fire is a constant danger for homeowners and business owners alike, making it important to take steps to prevent a fire, or prepare a plan for the event of a fire. While the danger of fire may always be present, there are steps you can take to limit the danger of a fire, or the impact a fire has

Replacement Cost Insurance: Protecting Your Commercial Assets

When building your Commercial Insurance policy, one of the most important distinctions you can make is between the Actual Cash Value and the Replacement Cost Value of your property. The terms reflect two ways to determine your property's worth, and the differences between them could represent

Countdown to 2014: Preparing Employers for Healthcare Reform

On January 1, 2014, the Patient Protection and Affordable Care Act goes into effect across the United States. This landmark bill was signed into law in 2010 and requires health insurance for all Americans. Also known as the Healthcare Reform Act, it mandates fundamental changes to employer-sponsored

How Will the Health Care Reform Act of 2014 Impact Your Medical Care?

In March of 2010, President Obama signed the Affordable Care Act into law. Designed to be rolled over a four year period, the Health Care Reform Act will dramatically impact the way we shop for and purchase medical insurance. Understanding the pending changes to the law and how they will impact your

Improve Your Health and Get the Most Out Of Life

A healthy lifestyle can be rewarding in many ways; improved enjoyment of life, increased energy and reduced expenses can all result from simple changes to your diet, exercise regimen or habits. Healthy living can also result in reduced costs for medical care, life insurance and even health

Do You Practice Motorcycle Safety?

Few experiences can offer the same sense of freedom and enjoyment as cruising Louisiana roads on your motorcycle. Unfortunately, the joy you get from riding is not without risk – motorcycle accidents are far too common, and often result in serious injuries and death. While no amount of effort

Practice Boater Safety to Enjoy the Water

Water is abundant throughout the Minden, Homer and Haynesville area; the region's beautiful lakes, streams and rivers offer enjoyment to countless boaters every year. Unfortunately, the number of boaters on the water at any given time, combined with the inherent danger of boating, can create the

Twisted Terror: Protecting Your Family in a Tornado

Spring is a beautiful time of year, but for Northern Louisiana, it can quickly turn deadly. The change of seasons often brings violent storms and even tornadoes to our community. At McInnis Insurance, we believe that there's no better time to prepare for tornadoes than right now. Here are a few ways