Fire is a constant danger for homeowners and business owners alike, making it important to take steps to prevent a fire, or prepare a plan for the event of a fire. While the danger of fire may always be present, there are steps you can take to limit the danger of a fire, or the impact a fire has

When building your Commercial Insurance policy, one of the most important distinctions you can make is between the Actual Cash Value and the Replacement Cost Value of your property. The terms reflect two ways to determine your property's worth, and the differences between them could represent

On January 1, 2014, the Patient Protection and Affordable Care Act goes into effect across the United States. This landmark bill was signed into law in 2010 and requires health insurance for all Americans. Also known as the Healthcare Reform Act, it mandates fundamental changes to employer-sponsored

In March of 2010, President Obama signed the Affordable Care Act into law. Designed to be rolled over a four year period, the Health Care Reform Act will dramatically impact the way we shop for and purchase medical insurance. Understanding the pending changes to the law and how they will impact your