Blog Posts For 2013

Floods Can Happen Anywhere. Do You Have Flood Insurance?

Even if you live in an area that has never experienced a flood before, flooding can still damage your home. While floods are usually caused by major events like hurricanes or overtopped levees, they can also be caused by outdated or clogged drainage systems and rapid accumulation of

Drivers of Company Cars Might Have a Serious Gap in Personal Liability Coverage

Do you drive a company car furnished by your employer? Do you drive that car for personal use, as well as business use? Are you aware of the coverage limits of your employer’s commercial auto policy? Are you aware of the coverage limits of your personal auto policy? Typically, business auto

Shop Safely This Christmas

The National Crime Prevention Council has put together a list of holiday shopping safety tips. Keep them in mind when shopping in stores or online this Christmas. Do not buy more than you can carry. Save receipts from store purchases and print all receipts for online purchases. Don’t take

Are You Ready for Health Care Reform? What You Need to Know About Health Insurance in Louisiana.

The Patient Protection and Affordable Care Act, also known as the ACA or ObamaCare, will have sweeping ramifications for consumers, state officials, employers and health care providers. Many of the Act’s most consequential provisions will kick in beginning in 2014, and we all have a responsibility

The Kitchen Can Be a Dangerous Place On Thanksgiving Day

“Over the river and through the woods, to the hospital we go…” We’d all like to avoid leaving grandma’s house to head to the emergency room, or worse, seeing grandma’s house destroyed by fire. According to the National Fire Protection Association (NFPA), there are more home fires involving cooking

Fall Maintenance Tips for Your Home and Car

You can never completely prevent weather and seasonal elements from causing damage to your home or vehicle. But routine maintenance in every season will go a long way toward helping you avoid big, costly problems—and having to file a homeowners or auto insurance claim. As colder weather approaches,

Keep Your Home and Family Safe from Break-ins, Vandalism and More at Halloween

It is time to prepare your home for next week’s barrage of tiny visitors in scary costumes. And it is an ideal time to make sure that you have taken appropriate security precautions to help avoid break-ins and vandalism. Halloween Home Security Tips Keep the lights on inside and outside your

Driver Safety Tips You Can’t Ignore

Getting a speeding ticket or causing a car accident is the surest way to see your car insurance rates go up. And worse, driving too fast or failing to follow safe driving procedures can seriously endanger yourself, your passengers, pedestrians and other drivers on the road.Always follow these safe

Guns Are Covered Under Your Homeowners Insurance, But Be Aware of Limitations

Guns are covered under your homeowners insurance (like other personal property) for loss, theft or damage. A standard homeowners policy typically provides up to $2,500 in coverage for lost, damaged or stolen firearms. Most homeowners insurance policies will outline covered perils (causes of loss),

Keep Your Teens Safe and Your Car Insurance Rates Down

According to the Insurance Information Institute, having a teen driver in your household can cause your automobile insurance rates to jump significantly—from 50% to even 100%. Auto accidents are the leading cause of death among Americans aged 15 – 19, according to the Centers for Disease